Suing for $50,000 or less: Ontario Small Claims Court

The $50,000 limit, the 2-year deadline, and what to expect from start to finish.

By Jatinder Kumar Kataria, Barrister & Solicitor · Last reviewed October 2026 · 4 min read

Small Claims Court is the Ontario court for money claims and claims for the return of property worth up to $50,000 (raised from $35,000 on October 1, 2025). It is designed to be simpler and faster than the Superior Court.

Is your claim a fit?

  • Unpaid invoices or loans
  • Damage to property
  • Deposits not returned
  • Breach of contract
  • Return of personal property

The deadline

Most claims must be started within 2 years of the day you discovered the problem (Limitations Act, 2002).

How it works

  1. Demand letter. Often the fastest way to be paid.
  2. Plaintiff's claim. Filed with the court and served on the other side.
  3. Settlement conference. A judge helps the parties try to settle.
  4. Trial. If the case does not settle.
  5. Collecting. Winning is one step; enforcing the judgment is another.

Appeals are only available for amounts over $5,000.

Sources

This guide is general information about the law in Ontario and Canada as of October 2026. It is not legal advice and does not create a lawyer-client relationship. Your situation may differ; please get advice before acting.

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